soplo: HashCard Digital Wallet Will Allow Users of Cryptocurrencies

The new HashCard digital wallet will allow users of cryptocurrencies to make purchases using both digital money and ordinary money (fiat) through their credit card. And the idea is that HashCard focuses on creating possibilities for its users, so that they are able to spend their money with total freedom, regardless of whether it is a cryptocurrency or ordinary money such as US dollars, euros or any other currency, since this platform makes exchanges between different types of currencies available according to the preferences of its users. Even members can execute transactions of different types, such as currency exchanges in real time or make purchases in millions of stores globally (around 30 million, with VISA and MasterCard support), and being HashCard a platform with which You can get a credit card, it is possible to make the most of the crypto-money's finances.

Detailing each of the features of Hashcard, you can find very interesting opportunities for enthusiasts of the online economy, such as the option to carry out deposits and payments through the so-called "altcoin", which are nothing but cryptocurrencies that, Due to their recent appearance, they have not become popular enough in comparison to others (like the all-powerful Bitcoin or Ethereum).

Thanks to this, the owners of a HashCard digital wallet can make withdrawals and deposits with access to a wide list of these altcoin (more than 25 of them), without counting in this list with access to better known cryptocurrencies or fiat money, and through the use of your HashCard you can take advantage at the best of exchange rates that exist among all these forms of money, and so you can get the most out of your money knowing that you will also have a card that will work in places where it is accepted. Visa or Mastercard .

Also, the HashCard digital platform has security and mobility features of this generation, since you can download from any mobile with IOS or Android the HashCard application, from where you will have access to your wallet and the other functions allowed with the certainty of that you will obtain the protection you need, due to the implementation of the Multi-sig technology, the two-step access and the SSL encryption system.
Acquiring HashCard tokens during the Token Sale will give you better advantages

The Token Exits HashCard begin this May 1 with the opening of a private sale phase, it may acquire the HSHC tokens before anybody else, it is developed based on the ERC20 ethereum system. Also during the ICO, the tokens to be sold will have a series of benefits such as a large discount of 30% with purchases, not to mention that you will receive as a gift of a physical Hashcard card. But being the first to buy the tokens will achieve certain advantages within the platform.

When there is a limit of tokens (a maximum total of 150 million HSHC tokens), those who have acquired them during the ICO will be the only ones able to sell the tokens with the certainty that they will always be in demand, in other words, the first buyers will have the advantage of selling the tokens in a market that has a high demand. On the other hand, the tokens of the HashCard team will be blocked until the Q4 period of 2019 as explained by Hashcard, the objective of which is to avoid a devaluation of the token.

Entering already in matter on the pre-sale, the HSHC tokens will have a price of US $ 0.10 for each token, and 60% of the total HSHC tokens will be allocated to all phases of the ICO (private pre-sale and public sale), which amount to about 90 millions. All tokens that are not sold will be destroyed after the sale event is over. Different bonuses will also be distributed that will depend on the date in which the tokens are purchased and also the total contribution obtained from this, in this way during the first two days of sale, all purchases made for a value minimum of $ 100 will have a bonus of 30%, on days 3 to 12, the bonus percentage will be 20% for purchases with a value of $ 50, from day 13 to the 22 the bonuses will fall back to 15% during each purchase of token with value of 25 dollars, then, in days 23 to 32 the bonus will be only 10% for minimum contributions of 5 dollars, thus the last ones moments of the sale that will go from day 32 to 42 will only give a bonus of 5% for purchases of tokens that have a minimum value of $ 0.10. All these bonuses will be paid with 2% of the total HSHC tokens.

The Hardcap expected by the Hashcard team is around 9 million dollars or what is the same, about 90 million HSHC tokens, while its Softcap is 3 million dollars or 30 million tokens.
Enter the pre-sale of the HSHC tokens as part of the white list

It has already been said that the private sale of Hashcard will begin during the first days of May, in which you can acquire the HSHC tokens before anyone else, but for this you will have to be accepted in the list of buyers, it is known as a list white or " Whitelist " in English. To join this event just access the HashCard portal, there in the top position you can see several orange buttons that say " JOIN WHITELIST NOW " or "Join Whitelist" as shown in the image, continue clicking on any of the two buttons.

Hash Card Summary

Ease of use and superior functionality makes the Hash Card a must-have card for anyone who regularly spends money in foreign currency. It is not just for Ether or Bitcoin holders.

Hash Card is the card that really does work in the everyday world. Many previous attempts have been made to create a bitcoin card that offers a decentralized bank, instant conversions and reliable exchange rates. Until Hash Card, this has not been achieved despite millions of dollars being poured into the concept.

Key features
The physical Hash card can be used wherever credit/debit cards are accepted. It works online and in the bricks and mortar space. It’s just like a regular credit/debit card with the key difference bring that the user is spending Ether, Bitcoin and other 25+ altcoins.
A real-time transaction takes place each time the card is swiped. Only the precise amount spent with the Hash Card is exchanged from ETH/ BTC/Altcoins. The rest of the card owners funds remain stored in their secure wallet.
The ability to exchange money at precise interbank exchange rates using Hash Card App.
Peace of mind knowing the user enjoys precise interbank rates whenever spending on their Hash Card.
FREE and real-time transfer of funds between Hash Card App users. Funds are instantly available on the recipients Hash Card.
Beta stage testing of the Hash card & wallet is almost complete enabling the Hash Card to be launched during the public token sale.
Hash cards are limited to the first 3000 subscribers. Distribution will be every two weeks in batches.

Payment system process

The Hash card allows users to transact real-time payments without first needing to convert the cryptocurrency in their wallet.

Each time a user spends cryptocurrency or withdraws at an ATM, Hash Card provides Fiat currencies in exchange for cryptocurrencies. To do this the Hash Card needs a minimum daily balance to cover the transactions.

The chart below explains the payment flow.

Access Your Crypto For Daily Expenditure!

Wallet Examples

How to Use the Card

It is very simple to use the Hash Card. First of all, you have to sign up to be the subscriber. In order to sign up, go to its official website at harshcard.io. There are some simple steps to complete including a remote KYC. After you complete the process, the Has Card will be issued for free. Using the card, you can buy products and services in more than 30 million merchants all over the world. Hash Card guarantees precise interbank rates. It does not charge additional markups or fees. Compared to high street banks, Hash Card holders can save up to 7%. Using ETH or BTC, Hash Card accounts can be funded instantly at no cost.

Starting from the fourth quarter of the year, Fiat can be used to load the Hash Card. How to use the card to fund purchase? It is very easy. Of course, it is required to install the HashApp. You will see the currencies balance in your wallet. Then, what you need to do is to simply choose to which currency you want to exchange your fund. Remember that there is no fee to access the precise inter-bank exchange. Unlike traditional banks, Hash Card also does not charge any monthly or annually fee for using the card. However, you will be charged 1% for all transactions and 2% for ATM withdrawal. Those are the only fees you need to pay. If you belong to the 3000 first subscribers, you can enjoy a cheaper flat fee off just 0.5%.

Security

HashCard adopted this framework following a detailed appraisal of the current industry posture, including from a detailed source list of government and industry adopted standards that included: NIST (National Institute of Standards and Technology) Cybersecurity Framework, ISO (International Organization for Standardization) and IEC (International Electrotechnical Commission) IT 27001 and 27002 frameworks, ISACA, COBIT and PCI DSS The Hash Card Cybersecurity and Governance Architecture Framework encourage informed decision making within the organization to identify and manage cybersecurity risks.

Our Cybersecurity Architecture is based on an adaptation of the SABSA
(Sherwood Applied Business Security Architecture) framework.

Secure Code Development Standard
• Information Security Roles & Responsibilities
• Security Testing Framework
• Information Security Framework
• Information Security Risk Management
• Identity Management, Authentication and Access Control Standards
• Operational Risk Management Framework
• Definition, implementation and adoption of the governance framework;
• Involvement of Executive level management and the Board on cybersecurity
issues; and Execution of regular Cybersecurity risk assessments.

Token Details

Classification Utility Token Type ERC20 Token Total Token Supply 150,000,000*
Hard Cap $9,000,000 / 90,000,000 TOKENS
Soft Cap $3,000,000 / 30,000,000 TOKENS
Price 1 HSHC = 0.10 USD
Issue 72 Hours after Token Sale ends
Dates May 1st, 2018 – June 12st 2018. Sale begins 3 PM GMT

Token Distribution

Token Sale Details

Like other utility token, Hash tokens (HSHC) are also created based on the ERC20 token standard. There are 150 million tokens supplied for sale. The price of 1 HSHC is 0.10 USD. The sale period will be on 1 May – 12 June 2018. The soft cap of the sale is set to be 3,000,000 USD or equal to 30 million tokens. Meanwhile, the hard cap is set to be 9,000,000 USD or equal to 90 million tokens.

Hashcard Roadmap

Nov 2017 The Hashcard Idea is born Dec 2017 Negotiations with Debit card issuer in Asia
Jan 2018 1st round of investors and partners. Whitepaper prepared.
Feb 2018 Debit card confirmed and Card Wallet MVP, Legal structure finalized
Mar2018 Wallet & card beta testing. Announcement at Blockchain Summit Zurich 2018
May 2018 Whitelist and public token sale
Q3, 2018 NFC Payments
Q4, 2018 EU card issuer backup, essential licenses, internal coin exchange
Q4, 2018 Corporate and Salary cards

Team